Where does the money go???
In 2009, I am COMMITTED (I hope :-) to trimming back on our spending and want to SAVE, SAVE, SAVE!!! It seems we get money, then something comes up and we spend money but we have yet through our marriage been able to SAVE money. With the economy and more upcoming economic falls...I am trying to make a "tight" budget even TIGHTER!!! How about you? Do you have enough money saved that if a natural disaster (MAJOR EARTHQUAKE for those of us living in the midwest - prepare for what the Holy Spirit has been revealing to us in our church services:-) or job loss takes place you would be able to survive for 6 months without income? Not us, we don't...we'd have to cash in whats left of the skydiving 401ks...ouch - with a husband who just turned 61 - I pray the Lord comes back soon as his retirement isn't looking so good! I know I will need to get a job when he retires but a job for me to make the kind of money that I will need to make due to VERY LARGE PRIOR financial commi...