Wednesday, February 25, 2009

Where does the money go???

In 2009, I am COMMITTED (I hope :-) to trimming back on our spending and want to SAVE, SAVE, SAVE!!! It seems we get money, then something comes up and we spend money but we have yet through our marriage been able to SAVE money. With the economy and more upcoming economic falls...I am trying to make a "tight" budget even TIGHTER!!!

How about you? Do you have enough money saved that if a natural disaster (MAJOR EARTHQUAKE for those of us living in the midwest - prepare for what the Holy Spirit has been revealing to us in our church services:-) or job loss takes place you would be able to survive for 6 months without income? Not us, we don't...we'd have to cash in whats left of the skydiving 401ks...ouch - with a husband who just turned 61 - I pray the Lord comes back soon as his retirement isn't looking so good! I know I will need to get a job when he retires but a job for me to make the kind of money that I will need to make due to VERY LARGE PRIOR financial commitments...I need to get some training - I'd love to do Graphic Art/Graphic Design - something like that...praying the Lord will work that out in HIS time...Come Lord Jesus, Come!!!

Ok - Back to the reason for my post...Anyone want to jump on the band wagon with me tracking EVERY dollar you spend to the best of your ability? I have all the categories across the top of my spreadsheet - gas, grocery, bills, tithe, giving, etc. then I just plug the figures in...not worrying about the dates that they were incurred but grouping each month as it's own info. At the bottom I have totals going across (formulas :-) and then I have deposits (-) total spent (=) urgh - so far both months are a minus figure for us. This has GOT to change to not ONLY positive figures but also positive PLUS saving!!!

I don't know HOW the Lord keeps doing it but He's taken care of us TIME and TIME again - I don't know HOW we can spend SO much time in the red and it not effect us...but by the Grace of God!!!

Come on - this could be FUN!!! Get your saving shoes on and let's track this year and see "Where does the money go???"

Savings update $222.52 - Woo Hoo...so FAR to go!!!

Monday, February 23, 2009

Not Me! Monday


Welcome to Not Me! Monday! This blog carnival was created by MckMama. You can head over to her blog to read what she and everyone else have not been doing this week.

Ok - I guess I'll give it a try.

My son did NOT hit a pedestrian last Monday...urgh! I am NOT praying the guy doesn't sue him!!! :-)

I did NOT spend the entire week making yet a 3rd blog just so I could "design" a page. :-) Scrapbooking enthusiasts eat your heart out!!! Not that I have much to say but it sure was fun!!! Click here and here to see my other sites...I don't know why I have them...it's just fun to start all over! I do plan to write something on them eventually!

I did NOT spend almost an entire day last week surfing peoples blogs and getting hooked on this blog world!

I did NOT stay up almost ALL night Saturday night waiting for my 19 year old to get home from a homecoming dance that he took an old high school friend to.

It's NOT me who got a facebook account AGAIN this past week...between blogs and facebook...I don't know HOW I'll get anything done!!!

And Finally - I did NOT go around the house finding bday gift items for my cousin and dear friend as to save our family $50 from purchasing gift cards for them...YEAH ME...Use what you have!!! It was all new and it was NOT regifted!!! Please don't tell!!!

Thursday, February 19, 2009

Ever hit someone? A pedestrian that is???

Well - Unfortunately, my 19 year old son "accidentally" hit someone at work on Monday. He was leaving work and looked up, didn't see anyone and looked down to change his radio station...not a good idea. Another guy was walking to his vehicle and thought that my son saw him and thought he was messing around with him...urgh - nope, neither of them even knew what happened. The guys soda ended up on my sons windshield and my son looked in his rearview mirror to see the guy pulling himself up off the ground...oh man - how distraught my son has been. Thankfully the guy is going to be ok, he's got a cut about 1.5 inches long above his eyebrow and has some sore ribs but I'm so glad he's ok. The ever looming question of whether the guy is going to sue him or not is also weighing on my sons mind.

Thankfully the brush guard isn't on there anymore which could have been fatal but would you want to be hit by this??? Please if you read this, pray for my son Michael and for this situation.

Wednesday, February 18, 2009

A blog scrapbook design

FINALLY...a page I can be proud of - for all of you scrapbooking enthusiasts...eat your heart out! I LOVE my new design over at www.rittercoolschool.blogspot.com - YIPPEE...Took me a week but I endured and it will pass for "good enough" for me!!! I don't really have anything to post on there but it sure was FUN making the page!!!

Saturday, February 14, 2009

A bloggy design change

Well - I've been working on it for a while and have finally "tweaked" my blog to more resemble my liking vs. the standard brown/cream template that I used to have. Woo Hoo!!! Love to all!

Thursday, February 12, 2009

My Prince Charming

I rarely write about my hubby but since "love" is in the air this month...and I'm on a mission to "Walk in More "Christ Like" Love" - I thought I'd take a minute and recognize my wonderfully amazing husband who is everything I could ever ask for in a man!

Larry is the best gift that God has ever given me (outside of my kids of course :-). He is kind, caring, funny, generous and quite a hunky man to me! I love my husband!!!

Here's my handsome hub...

Wednesday, February 11, 2009

Walking in Love

The Love of God always oozes out of my mouth,
I am always patient with my husband and children,
I am understanding. I don't jump to conclusions,
I am careful about my voice tone, the words I say and
I give a soft answer.
I am (Love is) patient,
I am (Love is) kind,
I am (Love is) not envious,
I am (Love is) not prideful or boastful,
I am (Love is) not rude.
I (Love) rejoice(s) in the truth,
I (Love) bear(s) all things,
I (Love) believe(s) all things,
I (Love) hope(s) all things,
I (Love) endure(s) all things,
God is Love, I in Christ am Love and Love Never Fails!!!

Thursday, February 05, 2009

Little Lulu's NOT so "little" anymore


God has blessed us with the "CUTEST" dog in the WORLD!!! Our little Lulu is just adorable and when I get on the ball..I'm going to enter her into a cutest dog contest of some sort.