All you have to do is repent and believe.
The problem we have is with the word "believe".
Luke 18:9 the Pharisees felt like their own righteousness was enough...There is nothing we can do to make ourselves righteous.
Luke 18:18 the rich young ruler...it had nothing to do with his stuff or money, it had to do with his heart.
Something in him could not give up what he had. It's about denying yourself or giving things up for HIM.
Matthew 13:53 we get to a place when we've been in church for so long that you don't actually BELIEVE in HIM. We think since we KNOW him that we have a relationship with him.
Mark 9:23 - 24 I believe but help me with my unbelief.
Ephesians 2:8-9 by grace you have been saved through faith...not from yourselves, it is a gift of God, not by works- so that no one can boast.